Alignment Health Advantage PPO (PPO)
Health Insurance Company: Alignment Health Plan
Medicare Advantage Plan Details
- Rx
- Vision
- Hearing
General Plan Details
Additional Benefits
Doctor & Hospital Coverage
Out-of-network: 40% coinsurance per visit
Out-of-network: 40% coinsurance per visit
Out-of-network: 40% coinsurance
Emergency Room
$75 copay per visit (always covered)
Ambulance Coverage
In-network: $100 copay
Out-of-network: 40% coinsurance
Lab, X-Ray, Radiology Coverage
Outpatient diag procs/tests/lab services:
Medicare-covered diagnostic procedures/tests: In-network: $0 copay
Out-of-network: 40% coinsurance
Medicare-covered lab services: In-network: $0 copay
Out-of-network: 40% coinsurance
Outpatient diag/therapeutic rad services:
Medicare-covered diagnostic radiological services (e.g., CT, MRI, etc): In-network: $0 copay
Out-of-network: 40% coinsurance
Medicare-covered x-ray services: In-network: $0 copay
Out-of-network: 40% coinsurance
Outpatient Surgery Coverage
Outpatient hospital:
Medicare-covered outpatient hospital services: In-network: $200 copay per visit
Out-of-network: 40% coinsurance per visit
Hospitalization Coverage
Inpatient hospital-acute:
In-network: $75 per day for days 1 through 5
$0 per day for days 6 through 90
Out-of-network: 40% per stay
Inpatient hospital psychiatric:
In-network: $120 per day for days 1 through 10
$0 per day for days 11 through 90
Out-of-network: 40% per stay
Rehabilitation Coverage
Occupational therapy services:
In-network: $0 copay
Out-of-network: 40% coinsurance
Physical therapy and speech and language therapy services:
In-network: $0 copay
Out-of-network: 40% coinsurance
Urgent Care Coverage
$0 copay
Skilled Nursing Facility (SNF)
In-network: $0 per day for days 1 through 20
$50 per day for days 21 through 100
Out-of-network: 40% per stay
Mental Health Coverage
Medicare-covered individual sessions: In-network: $0 copay
Out-of-network: 40% coinsurance
Medicare-covered group sessions: In-network: $0 copay
Out-of-network: 40% coinsurance
Dental, Vision, Hearing Benefits
Vision Benefits
Eye exams:
Routine eye exams: In-network: $0 copay
Out-of-network: 40% coinsurance
Eyewear:
Contact Lenses: In-network: $0 copay
Out-of-network: 40% coinsurance
Eyeglasses: In-network: $0 copay
Out-of-network: 40% coinsurance
Hearing Benefits
Hearing exams:
Routine hearing exams: In-network: $0 copay
Out-of-network: 40% coinsurance
Rx Drug Coverage - Standard Retail Cost
Tier 1: Preferred Generic
$0.00 copay (30-day supply)
$0.00 copay (90-day supply)
Tier 2: Generic
$3.00 copay (30-day supply)
$9.00 copay (90-day supply)
Tier 3: Preferred Brand
$40.00 copay (30-day supply)
$120.00 copay (90-day supply)
Tier 4: Non-Preferred Drug
$93.00 copay (30-day supply)
$279.00 copay (90-day supply)
Tier 5: Specialty Tier
33% coinsurance (30-day supply)
Rx Drug Coverage - Standard Mail Order Cost
Tier 1: Preferred Generic
$0.00 copay (30-day supply)
$0.00 copay (90-day supply)
Tier 2: Generic
$3.00 copay (30-day supply)
$9.00 copay (90-day supply)
Tier 3: Preferred Brand
$40.00 copay (30-day supply)
$120.00 copay (90-day supply)
Tier 4: Non-Preferred Drug
$93.00 copay (30-day supply)
$279.00 copay (90-day supply)
Tier 5: Specialty Tier
33% coinsurance (30-day supply)
More Additional Benefits
Plan Links
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