Medicare Special Needs Plans (SNP)
Search & Compare Plans Available in Your Area
Frequently Asked Questions
About Medicare Special Needs Plans
Medicare Special Needs Plans (SNP) are Medicare Advantage health insurance plans which are designed to meet the needs and conditions of certain groups of people. Eligibility for SNPs may be dependent on your healthcare status or eligibility for Medicaid. There are three different types of Special Needs Plans:
- Medicare-Medicaid Dual Eligible Special Needs Plans (D-SNP)
- Chronic Condition Special Needs Plans (C-SNP)
- Institutional Special Needs Plans (I-SNP)
Medicare-Medicaid Dual Eligible Special Needs Plans (D-SNP) are Medicare Advantage plans specifically designed for beneficiaries who are eligible for both Medicaid and Medicare. These plans can include benefits and coverage from both State-level Medicaid and Federal-level Medicare programs.
Chronic Conditions Special Needs Plans (C-SNP) are Medicare Advantage plans for beneficiaries with certain chronic or disabling conditions, such as diabetes, heart conditions, or cancer. These plans are designed with benefits and coverage to help beneficiaries manage certain chronic conditions.
Institutional Special Needs Plans (I-SNP) are Medicare Advantage plans designed for beneficiaries who require long periods of institutional care at a facility, such as a long term care skilled nursing facility or standard nursing facility - LTC SNF/NF or a psychiatric facility. I-SNPs may also cover beneficiaries who require nursing care at home.
Yes, all Special Needs Plans are required to include Medicare Part D Prescription Drug coverage.
No, SNPs may not be available everywhere in the country. Insurance companies determine where they offer SNPs and other standard Medicare Advantage plans.
For more information on this topic please visit Medicare.gov