Aspire Health Advantage (HMO)
Health Insurance Company: Aspire Health
Medicare Advantage Plan Details
- Rx
- Dental
- Hearing
General Plan Details
Additional Benefits
Doctor & Hospital Coverage
Emergency Room
$90 copay per visit (always covered)
Ambulance Coverage
$300 copay
Lab, X-Ray, Radiology Coverage
Outpatient diag procs/tests/lab services:
Medicare-covered diagnostic procedures/tests: $10 copay
Medicare-covered lab services: $10 copay
Outpatient diag/therapeutic rad services:
Medicare-covered diagnostic radiological services (e.g., CT, MRI, etc): $60-150 copay
Medicare-covered x-ray services: $10 copay
Outpatient Surgery Coverage
Outpatient hospital:
Medicare-covered outpatient hospital services: $60-275 copay or 20% coinsurance per visit
Hospitalization Coverage
Inpatient hospital-acute:
$250 per day for days 1 through 6
$0 per day for days 7 through 90
Inpatient hospital psychiatric:
$250 per day for days 1 through 6
$0 per day for days 7 through 90
Rehabilitation Coverage
Occupational therapy services:
$15 copay
Physical therapy and speech and language therapy services:
$15 copay
Urgent Care Coverage
$0 copay
Skilled Nursing Facility (SNF)
$0 per day for days 1 through 20
$100 per day for days 21 through 100
Mental Health Coverage
Medicare-covered individual sessions: $15 copay
Medicare-covered group sessions: $15 copay
Dental, Vision, Hearing Benefits
Dental Services
Oral exams: $0 copay
Prophylaxis (cleaning): $0 copay
Dental x-rays: $0 copay
Vision Benefits
Eye exams:
Routine eye exams: Not covered
Eyewear:
Contact Lenses: Not covered
Eyeglasses: Not covered
Hearing Benefits
Hearing exams:
Routine hearing exams: $25 copay
Rx Drug Coverage - Standard Retail Cost
Tier 1: Preferred Generic
$4.00 copay (30-day supply)
$8.00 copay (90-day supply)
Tier 2: Generic
$8.00 copay (30-day supply)
$16.00 copay (90-day supply)
Tier 3: Preferred Brand
$45.00 copay (30-day supply)
$90.00 copay (90-day supply)
Tier 4: Non-Preferred Drug
$95.00 copay (30-day supply)
$190.00 copay (90-day supply)
Tier 5: Specialty Tier
33% coinsurance (30-day supply)
Plan Links
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