ATRIO Freedom (PPO)
Medicare Advantage Health Plan Details
Health insurance company offering plan: ATRIO Health Plans
- Dental
- Vision
- Hearing
General Plan Details
Additional Benefits
Doctor & Hospital Coverage
Out-of-network: $50 copay
Out-of-network: $65 copay
Out-of-network: $0 copay
Emergency Room
$125 copay
Ambulance Coverage
In-network: $275 copay
Out-of-network: $275 copay
Lab, X-Ray, Radiology Coverage
Diagnostic tests & procedures:
In-network: $0-$20 copay
Out-of-network: 30% coinsurance
Lab services:
In-network: $20 copay
Out-of-network: 15% coinsurance
Diagnostic radiology services (e.g., CT, MRI, etc):
In-network: 0%-20% coinsurance
Out-of-network: 30% coinsurance
Outpatient x-rays:
In-network: $20 copay
Out-of-network: 30% coinsurance
Hospital Services
Inpatient hospital coverage:
In-network:
Tier 1
$275 per day for days 1-7
$0 per day for days 8-90
$0 per stay
Out-of-network:
$375 per day for days 1-7
$0 per day for days 8-90
$0 per stay
Outpatient hospital coverage:
In-network: 20% coinsurance
Out-of-network: 30% coinsurance
Rehabilitation Coverage
Occupational therapy services:
In-network: $25 copay
Out-of-network: 50% coinsurance
Urgent Care Coverage
$125 copay
Skilled Nursing Facility (SNF)
In-network:
Tier 1
$0 per day for days 1-20
$150 per day for days 21-100
Out-of-network:
$150 per day for days 1-100
$0 per stay
Mental Health Coverage
Outpatient group therapy with a psychiatrist:
In-network: $25 copay
Out-of-network: 50% coinsurance
Outpatient individual therapy with a psychiatrist:
In-network: $25 copay
Out-of-network: 50% coinsurance
Outpatient group therapy visits:
In-network: $25 copay
Out-of-network: 50% coinsurance
Outpatient individual therapy visit:
In-network: $25 copay
Out-of-network: 50% coinsurance
Dental, Vision, Hearing Benefits
Dental Services
Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay
Vision Benefits
Routine eye exams:
In-network: $0 copay
Out-of-network: 50% coinsurance
Contact Lenses:
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses:
In-network: $0 copay
Out-of-network: $0 copay
Hearing Benefits
Hearing exam:
In-network: $0 copay
Out-of-network: $0 copay
Fitting/evaluation:
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - prescription:
In-network: $699-$999 copay
Out-of-network: $699-$999 copay
Additional Added Benefits
Plan Links
Ready to Enroll Online?
Or call and get free advice from licensed insurance agents
Looking for other plans in your area?