On Medicare? Annual Open Enrollment Is Now
Oct 15th - Dec 7th
Oct 15th - Dec 7th
Enroll for 2026 coverage

Blue Cross Medicare Advantage Secure (HMO)

Medicare Advantage Health Plan Details

Health insurance company offering plan: Blue Cross and Blue Shield of Texas

Blue Cross and Blue Shield of Texas
$0 /mo
monthly premium
Blue Cross Medicare Advantage Secure (HMO)
Additional Coverage
Overall Star Rating (2026)
  • Rx
  • Dental
  • Vision
  • Hearing
2.5
out of 5 stars

General Plan Details

Medical Deductible
$0
Out-of-Pocket Maximum
$4200
Rx Drug Coverage
Yes
Rx Deductible
$450
Primary Doctor Office Visit
$0 copay
Specialist Office Visit
$22 copay

Additional Benefits

Dental Coverage
Yes
Vision Coverage
Yes
Mental Health Coverage
Yes
Transportation for non-emergency
No
Fitness Benefits
Yes
Worldwide emergency
Yes
Telehealth
Yes
Part B Premium Reduction
No

Doctor & Hospital Coverage

Primary Doctor Office Visit
In-network: $0 copay
Out-of-network: $0 copay
Specialist Office Visit
In-network: $22 copay
Out-of-network: $22 copay
Periodic Exam Coverage
In-network: $0 copay
Out-of-network: $0 copay

Emergency Room

$135 copay

Ambulance Coverage

In-network: $295 copay
Out-of-network: $295 copay

Lab, X-Ray, Radiology Coverage

Diagnostic tests & procedures:
In-network: $0-$100 copay
Out-of-network: $0-$100 copay
Lab services:
In-network: $0-$50 copay
Out-of-network: $0-$50 copay
Diagnostic radiology services (e.g., CT, MRI, etc):
In-network: $0-$300 copay
Out-of-network: $0-$300 copay
Outpatient x-rays:
In-network: $0-$100 copay
Out-of-network: $0-$100 copay

Hospital Services

Inpatient hospital coverage:
Tier 1
$350 per day for days 1-8
$0 per day for days 9-90
$0 per stay
Outpatient hospital coverage:
In-network: $0-$325 copay
Out-of-network: $0-$325 copay

Rehabilitation Coverage

Occupational therapy services:
In-network: $35 copay
Out-of-network: $35 copay

Urgent Care Coverage

$135 copay

Skilled Nursing Facility (SNF)

Tier 1
$0 per day for days 1-20
$218 per day for days 21-39
$0 per day for days 40-100

Mental Health Coverage

Outpatient group therapy with a psychiatrist:
In-network: $35 copay
Out-of-network: $35 copay
Outpatient individual therapy with a psychiatrist:
In-network: $35 copay
Out-of-network: $35 copay
Outpatient group therapy visits:
In-network: $35 copay
Out-of-network: $35 copay
Outpatient individual therapy visit:
In-network: $35 copay
Out-of-network: $35 copay

Dental, Vision, Hearing Benefits

Dental Services

Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay

Vision Benefits

Routine eye exams:
In-network: $0 copay
Out-of-network: $0 copay
Contact Lenses:
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses:

Hearing Benefits

Hearing exam:
In-network: $0 copay
Out-of-network: $0 copay
Fitting/evaluation:
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - prescription:
In-network: $699-$999 copay
Out-of-network: $699-$999 copay

Rx Drug Coverage - Preferred Retail Cost

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$1.00 copay (30-day supply)
$3.00 copay (90-day supply)

Tier 3: Preferred Brand

18% coinsurance (30-day supply)
18% coinsurance (90-day supply)

Tier 4: Non-Preferred Drug

38% coinsurance (30-day supply)
38% coinsurance (90-day supply)

Tier 5: Specialty Tier

27% coinsurance (30-day supply)

Rx Drug Coverage - Standard Retail Cost

Tier 1: Preferred Generic

$5.00 copay (30-day supply)
$15.00 copay (90-day supply)

Tier 2: Generic

$6.00 copay (30-day supply)
$18.00 copay (90-day supply)

Tier 3: Preferred Brand

22% coinsurance (30-day supply)
22% coinsurance (90-day supply)

Tier 4: Non-Preferred Drug

41% coinsurance (30-day supply)
41% coinsurance (90-day supply)

Tier 5: Specialty Tier

27% coinsurance (30-day supply)

Tier 1: Preferred Generic

$5.00 copay (30-day supply)
$10.00 copay (90-day supply)

Tier 2: Generic

$6.00 copay (30-day supply)
$12.00 copay (90-day supply)

Tier 3: Preferred Brand

22% coinsurance (30-day supply)
22% coinsurance (90-day supply)

Tier 4: Non-Preferred Drug

41% coinsurance (30-day supply)
41% coinsurance (90-day supply)

Tier 5: Specialty Tier

27% coinsurance (30-day supply)

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$1.00 copay (30-day supply)
$2.00 copay (90-day supply)

Tier 3: Preferred Brand

18% coinsurance (30-day supply)
18% coinsurance (90-day supply)

Tier 4: Non-Preferred Drug

38% coinsurance (30-day supply)
38% coinsurance (90-day supply)

Tier 5: Specialty Tier

27% coinsurance (30-day supply)

Additional Added Benefits

Annual physical exams
Yes
Chiropractic Coverage
No
Acupuncture
No
Massage Therapy
No
Health Education
No
Counseling Services
No
Support for Caregivers of Enrollees
No
Personal Emergency Response System (PERS)
No
In-home support services
No
Home and bathroom safety devices
No
Meals for short duration
No

Plan Links

Ready to Enroll Online?

Or call and get free advice from licensed insurance agents

TTY 711
Mon-Fri: 8am-10pm, Sat-Sun: 8am-9pm ET
No Obligation to Enroll

Looking for other plans in your area?

Where This Plan is Available

Additional Plan Info

Plan Year:
2026
Insurance Company Website:
Blue Cross and Blue Shield of Texas

Health Insurance Companies Offering Plans

Medicare Advantage and Part D plans and benefits offered by the following insurance companies:

  • Aetna Medicare
  • Anthem Blue Cross Blue Shield
  • Anthem Blue Cross
  • Anthem Blue Cross and Blue Shield
  • Aspire Health Plan
  • Baylor Scott & White Health Plan
  • Capital Blue Cross
  • Cigna Healthcare
  • Dean Health Plan
  • Devoted Health
  • Florida Blue Medicare
  • Freedom Health
  • GlobalHealth
  • Health Care Service Corporation
  • Healthy Blue
  • HealthSun
  • Humana
  • Molina Healthcare
  • Mutual of Omaha
  • Medica Central Health Plan
  • Optimum HealthCare
  • Premera Blue Cross
  • SCAN Health Plan
  • Simply
  • UnitedHealthcareⓇ
  • Wellcare
  • WellPoint