CareNeeds Plus (HMO D-SNP)
Health Insurance Company: CarePlus Health Plans, Inc.
Medicare Advantage Plan Details
Medicare-Medicaid Dual Eligible (D-SNP)
- Rx
- Dental
- Vision
- Hearing
General Plan Details
Additional Benefits
Doctor & Hospital Coverage
Emergency Room
$0 or $140 copay per visit (always covered)
Ambulance Coverage
$0 or $0-200 copay
Lab, X-Ray, Radiology Coverage
Outpatient diag procs/tests/lab services:
Medicare-covered diagnostic procedures/tests: $0 copay
Medicare-covered lab services: $0 copay
Outpatient diag/therapeutic rad services:
Medicare-covered diagnostic radiological services (e.g., CT, MRI, etc): $0 copay
Medicare-covered x-ray services: $0 copay
Outpatient Surgery Coverage
Outpatient hospital:
Medicare-covered outpatient hospital services: $0 copay
Hospitalization Coverage
Inpatient hospital-acute:
$0 copay per stay
Inpatient hospital psychiatric:
$0 copay per stay
Rehabilitation Coverage
Occupational therapy services:
$0 copay
Physical therapy and speech and language therapy services:
$0 copay
Urgent Care Coverage
$0 copay
Skilled Nursing Facility (SNF)
$0 copay per stay
Mental Health Coverage
Medicare-covered individual sessions: $0 copay
Medicare-covered group sessions: $0 copay
Dental, Vision, Hearing Benefits
Dental Services
Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay
Vision Benefits
Eye exams:
Routine eye exams: $0 copay
Eyewear:
Contact Lenses: $0 copay
Eyeglasses: $0 copay
Hearing Benefits
Hearing exams:
Routine hearing exams: $0 copay
Hearing aids:
Hearing aids (all types): $0 copay
Rx Drug Coverage - Standard Retail Cost
Tier 1: Preferred Generic
24% coinsurance (30-day supply)
24% coinsurance (90-day supply)
Tier 2: Generic
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 3: Preferred Brand
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 4: Non-Preferred Drug
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 5: Specialty Tier
25% coinsurance (30-day supply)
Rx Drug Coverage - Standard Mail Order Cost
Tier 1: Preferred Generic
24% coinsurance (30-day supply)
24% coinsurance (90-day supply)
Tier 2: Generic
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 3: Preferred Brand
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 4: Non-Preferred Drug
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 5: Specialty Tier
25% coinsurance (30-day supply)
Rx Drug Coverage - Preferred Mail Order Cost
Tier 1: Preferred Generic
24% coinsurance (30-day supply)
0% coinsurance (90-day supply)
Tier 2: Generic
25% coinsurance (30-day supply)
0% coinsurance (90-day supply)
Tier 3: Preferred Brand
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 4: Non-Preferred Drug
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 5: Specialty Tier
25% coinsurance (30-day supply)
More Additional Benefits
Plan Links
Ready to Enroll Online?
Or call and get free advice from licensed insurance agents
Looking for other plans in your area?