ConnectiCare Flex Plan 2 (HMO-POS)
Medicare Advantage Health Plan Details
Health insurance company offering plan: ConnectiCare
- Rx
- Vision
- Hearing
General Plan Details
Additional Benefits
Doctor & Hospital Coverage
Out-of-network: $50 copay
Out-of-network: $50 copay
Out-of-network: $0 copay
Emergency Room
$130 copay
Ambulance Coverage
In-network: $300 copay
Out-of-network: $300 copay
Lab, X-Ray, Radiology Coverage
Diagnostic tests & procedures:
In-network: $25 copay
Out-of-network: 40% coinsurance
Lab services:
In-network: $0-$15 copay
Out-of-network: 40% coinsurance
Diagnostic radiology services (e.g., CT, MRI, etc):
In-network: $0-$250 copay
Out-of-network: 40% coinsurance
Outpatient x-rays:
In-network: $40 copay
Out-of-network: 40% coinsurance
Hospital Services
Inpatient hospital coverage:
In-network:
Tier 1
$375 per day for days 1-4
$0 per day for days 5-90
$0 per stay
Out-of-network:
30% per stay
Outpatient hospital coverage:
In-network: $0-$250 copay
Out-of-network: 40% coinsurance
Rehabilitation Coverage
Occupational therapy services:
In-network: $35 copay
Out-of-network: $50 copay
Urgent Care Coverage
$130 copay
Skilled Nursing Facility (SNF)
In-network:
Tier 1
$0 per day for days 1-20
$214 per day for days 21-100
Out-of-network:
40% per stay
Mental Health Coverage
Outpatient group therapy with a psychiatrist:
In-network: $35 copay
Out-of-network: 40% coinsurance
Outpatient individual therapy with a psychiatrist:
In-network: $35 copay
Out-of-network: 40% coinsurance
Outpatient group therapy visits:
In-network: $35 copay
Out-of-network: 40% coinsurance
Outpatient individual therapy visit:
In-network: $35 copay
Out-of-network: 40% coinsurance
Dental, Vision, Hearing Benefits
Vision Benefits
Routine eye exams:
In-network: $0 copay
Out-of-network: $0 copay
Hearing Benefits
Hearing exam:
In-network: $0 copay
Out-of-network: $50 copay
Rx Drug Coverage - Standard Retail Cost
Tier 1: Preferred Generic
$1.00 copay (30-day supply)
$2.00 copay (90-day supply)
Tier 2: Generic
$10.00 copay (30-day supply)
$20.00 copay (90-day supply)
Tier 3: Preferred Brand
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 4: Non-Preferred Drug
28% coinsurance (30-day supply)
28% coinsurance (90-day supply)
Tier 5: Specialty Tier
30% coinsurance (30-day supply)
Rx Drug Coverage - Standard Mail Order Cost
Tier 1: Preferred Generic
$1.00 copay (30-day supply)
$2.00 copay (90-day supply)
Tier 2: Generic
$10.00 copay (30-day supply)
$20.00 copay (90-day supply)
Tier 3: Preferred Brand
25% coinsurance (30-day supply)
25% coinsurance (90-day supply)
Tier 4: Non-Preferred Drug
28% coinsurance (30-day supply)
28% coinsurance (90-day supply)
Tier 5: Specialty Tier
30% coinsurance (30-day supply)
Additional Added Benefits
Plan Links
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