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Oct 15th - Dec 7th
Oct 15th - Dec 7th
Enroll for 2025 coverage

eternalHealth Forever (HMO)

Health Insurance Company: eternalHealth

Medicare Advantage Plan Details

eternalHealth
$0 /mo
monthly premium
eternalHealth Forever (HMO)
Additional Coverage
Overall Star Rating (2025)
  • Rx
  • Dental
  • Vision
  • Hearing
(coming soon)

General Plan Details

Medical Deductible
$0
Out-of-Pocket Maximum
$5000
Rx Drug Coverage
Yes
Rx Deductible
$185
Primary Doctor Office Visit
$0 copay
Specialist Office Visit
$0 copay

Additional Benefits

Dental Coverage
Yes
Vision Coverage
Yes
Mental Health Coverage
Yes
Transportation for non-emergency
Yes
Fitness Benefits
Yes
Worldwide emergency
Yes
Telehealth
Yes
Part B Give Back
No

Doctor & Hospital Coverage

Primary Doctor Office Visit
$0 copay
Specialist Office Visit
$0 copay
Periodic Exam Coverage
$0 copay

Emergency Room

$100 copay per visit (always covered)

Ambulance Coverage

$300 copay

Lab, X-Ray, Radiology Coverage

Outpatient diag procs/tests/lab services:
Medicare-covered diagnostic procedures/tests: $0-10 copay
Medicare-covered lab services: $0-10 copay
Outpatient diag/therapeutic rad services:
Medicare-covered diagnostic radiological services (e.g., CT, MRI, etc): $100-250 copay
Medicare-covered x-ray services: $10 copay

Outpatient Surgery Coverage

Outpatient hospital:
Medicare-covered outpatient hospital services: $0-325 copay per visit

Hospitalization Coverage

Inpatient hospital-acute:
$300 per day for days 1 through 5
$0 per day for days 6 through 90
Inpatient hospital psychiatric:
$300 per day for days 1 through 5
$0 per day for days 6 through 90

Rehabilitation Coverage

Occupational therapy services:
$20 copay
Physical therapy and speech and language therapy services:
$20 copay

Urgent Care Coverage

$0-25 copay per visit (always covered)

Skilled Nursing Facility (SNF)

$0 per day for days 1 through 20
$203 per day for days 21 through 100

Mental Health Coverage

Medicare-covered individual sessions: $0-25 copay
Medicare-covered group sessions: $0-25 copay

Dental, Vision, Hearing Benefits

Dental Services

Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay

Vision Benefits

Eye exams:
Routine eye exams: $0 copay
Eyewear:
Contact Lenses: $0 copay
Eyeglasses: $0 copay

Hearing Benefits

Hearing exams:
Routine hearing exams: $15 copay
Hearing aids:
Hearing aids (all types): $595-895 copay

Rx Drug Coverage - Standard Retail Cost

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$5.00 copay (30-day supply)
$15.00 copay (90-day supply)

Tier 3: Preferred Brand

$47.00 copay (30-day supply)
$141.00 copay (90-day supply)

Tier 4: Non-Preferred Drug

30% coinsurance (30-day supply)
30% coinsurance (90-day supply)

Tier 5: Specialty Tier

30% coinsurance (30-day supply)

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$5.00 copay (30-day supply)
$10.00 copay (90-day supply)

Tier 3: Preferred Brand

$47.00 copay (30-day supply)
$94.00 copay (90-day supply)

Tier 4: Non-Preferred Drug

30% coinsurance (30-day supply)
30% coinsurance (90-day supply)

Tier 5: Specialty Tier

30% coinsurance (30-day supply)

More Additional Benefits

Annual physical exams
Yes
Chiropractic Coverage
No
Acupuncture
No
Massage Therapy
No
Health Education
No
Counseling Services
No
Support for Caregivers of Enrollees
No
Personal Emergency Response System (PERS)
Yes
In-home support services
Yes
Home and bathroom safety devices
No
Meals for short duration
Yes

Plan Links

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Where This Plan is Available

State:
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Additional Plan Info

Plan Year:
2025
Insurance Company Website:
eternalHealth

Health Insurance Companies Offering Plans

Medicare Advantage and Part D plans and benefits offered by the following insurance companies:

  • Aetna Medicare
  • Anthem Blue Cross Blue Shield
  • Anthem Blue Cross
  • Anthem Blue Cross and Blue Shield
  • Aspire Health Plan
  • Baylor Scott & White Health Plan
  • Capital Blue Cross
  • Cigna Healthcare
  • Dean Health Plan
  • Devoted Health
  • Florida Blue Medicare
  • Freedom Health
  • GlobalHealth
  • Health Care Service Corporation
  • Healthy Blue
  • HealthSun
  • Humana
  • Molina Healthcare
  • Mutual of Omaha
  • Medica Central Health Plan
  • Optimum HealthCare
  • Premera Blue Cross
  • SCAN Health Plan
  • Simply
  • UnitedHealthcareⓇ
  • Wellcare
  • WellPoint