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Medicare Blue Choice Extra (HMO)

Health Insurance Company: Excellus Health Plan, Inc

Medicare Advantage Plan Details

Excellus Health Plan, Inc
$0 /mo
monthly premium
Medicare Blue Choice Extra (HMO)
Additional Coverage
Overall Star Rating (2025)
  • Rx
  • Dental
  • Vision
  • Hearing
4
out of 5 stars

General Plan Details

Medical Deductible
$0
Out-of-Pocket Maximum
$9300
Rx Drug Coverage
Yes
Rx Deductible
$400
Primary Doctor Office Visit
$10 copay per visit
Specialist Office Visit
$50 copay per visit

Additional Benefits

Dental Coverage
Yes
Vision Coverage
Yes
Mental Health Coverage
Yes
Transportation for non-emergency
No
Fitness Benefits
Yes
Worldwide emergency
Yes
Telehealth
Yes
Part B Give Back
No

Doctor & Hospital Coverage

Primary Doctor Office Visit
$10 copay per visit
Specialist Office Visit
$50 copay per visit
Periodic Exam Coverage
$0 copay

Emergency Room

$110 copay per visit (always covered)

Ambulance Coverage

$275 copay

Lab, X-Ray, Radiology Coverage

Outpatient diag procs/tests/lab services:
Medicare-covered diagnostic procedures/tests: $15 copay
Medicare-covered lab services: $15 copay
Outpatient diag/therapeutic rad services:
Medicare-covered diagnostic radiological services (e.g., CT, MRI, etc): $300 copay
Medicare-covered x-ray services: $55 copay

Outpatient Surgery Coverage

Outpatient hospital:
Medicare-covered outpatient hospital services: $400 copay per visit

Hospitalization Coverage

Inpatient hospital-acute:
$475 per day for days 1 through 5
$0 per day for days 6 through 90
Inpatient hospital psychiatric:
$407 per day for days 1 through 5
$0 per day for days 6 through 90

Rehabilitation Coverage

Occupational therapy services:
$35 copay
Physical therapy and speech and language therapy services:
$35 copay

Urgent Care Coverage

$45 copay per visit (always covered)

Skilled Nursing Facility (SNF)

$0 per day for days 1 through 20
$214 per day for days 21 through 100

Mental Health Coverage

Medicare-covered individual sessions: 20% coinsurance
Medicare-covered group sessions: 20% coinsurance

Dental, Vision, Hearing Benefits

Dental Services

Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay

Vision Benefits

Eye exams:
Routine eye exams: $50 copay
Eyewear:
Contact Lenses: $0 copay
Eyeglasses: $0 copay

Hearing Benefits

Hearing exams:
Routine hearing exams: $50 copay
Hearing aids:
Hearing aids (all types): $499-799 copay

Rx Drug Coverage - Preferred Retail Cost

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$15.00 copay (30-day supply)
$30.00 copay (90-day supply)

Tier 3: Preferred Brand

$42.00 copay (30-day supply)
$84.00 copay (90-day supply)

Tier 4: Non-Preferred Drug

50% coinsurance (30-day supply)
50% coinsurance (90-day supply)

Tier 5: Specialty Tier

28% coinsurance (30-day supply)
28% coinsurance (90-day supply)

Rx Drug Coverage - Standard Retail Cost

Tier 1: Preferred Generic

$5.00 copay (30-day supply)
$10.00 copay (90-day supply)

Tier 2: Generic

$20.00 copay (30-day supply)
$40.00 copay (90-day supply)

Tier 3: Preferred Brand

$47.00 copay (30-day supply)
$94.00 copay (90-day supply)

Tier 4: Non-Preferred Drug

50% coinsurance (30-day supply)
50% coinsurance (90-day supply)

Tier 5: Specialty Tier

28% coinsurance (30-day supply)
28% coinsurance (90-day supply)

Tier 1: Preferred Generic

$5.00 copay (30-day supply)
$10.00 copay (90-day supply)

Tier 2: Generic

$20.00 copay (30-day supply)
$40.00 copay (90-day supply)

Tier 3: Preferred Brand

$47.00 copay (30-day supply)
$94.00 copay (90-day supply)

Tier 4: Non-Preferred Drug

50% coinsurance (30-day supply)
50% coinsurance (90-day supply)

Tier 5: Specialty Tier

28% coinsurance (30-day supply)
28% coinsurance (90-day supply)

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$15.00 copay (30-day supply)
$30.00 copay (90-day supply)

Tier 3: Preferred Brand

$42.00 copay (30-day supply)
$84.00 copay (90-day supply)

Tier 4: Non-Preferred Drug

50% coinsurance (30-day supply)
50% coinsurance (90-day supply)

Tier 5: Specialty Tier

28% coinsurance (30-day supply)
28% coinsurance (90-day supply)

More Additional Benefits

Annual physical exams
Yes
Chiropractic Coverage
No
Acupuncture
Yes
Massage Therapy
No
Health Education
Yes
Counseling Services
No
Support for Caregivers of Enrollees
No
Personal Emergency Response System (PERS)
No
In-home support services
No
Home and bathroom safety devices
No
Meals for short duration
No

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Additional Plan Info

Plan Year:
2025
Insurance Company Website:
Excellus Health Plan, Inc

Health Insurance Companies Offering Plans

Medicare Advantage and Part D plans and benefits offered by the following insurance companies:

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