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Oct 15th - Dec 7th
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HealthSpring TotalCare Plus (HMO D-SNP)

Medicare Advantage Health Plan Details

Medicare-Medicaid Dual Eligible (D-SNP)

Health insurance company offering plan: HealthSpring

HealthSpring
$0 /mo
monthly premium
HealthSpring TotalCare Plus (HMO D-SNP)
Additional Coverage
Overall Star Rating (2026)
  • Rx
  • Dental
  • Vision
  • Hearing
4
out of 5 stars

General Plan Details

Medical Deductible
$0
Out-of-Pocket Maximum
$8200
Rx Drug Coverage
Yes
Rx Deductible
$615
Primary Doctor Office Visit
$0 copay
Specialist Office Visit
$0 copay

Additional Benefits

Dental Coverage
Yes
Vision Coverage
Yes
Mental Health Coverage
Yes
Transportation for non-emergency
Yes
Fitness Benefits
Yes
Worldwide emergency
Yes
Telehealth
Yes
Part B Premium Reduction
No

Doctor & Hospital Coverage

Primary Doctor Office Visit
In-network: $0 copay
Out-of-network: $0 copay
Specialist Office Visit
In-network: $0 copay
Out-of-network: $0 copay
Periodic Exam Coverage
In-network: $0 copay
Out-of-network: $0 copay

Emergency Room

$0 copay

Ambulance Coverage

In-network: $0 copay
Out-of-network: $0 copay

Lab, X-Ray, Radiology Coverage

Diagnostic tests & procedures:
In-network: $0 copay
Out-of-network: $0 copay
Lab services:
In-network: $0 copay
Out-of-network: $0 copay
Diagnostic radiology services (e.g., CT, MRI, etc):
In-network: $0 copay
Out-of-network: $0 copay
Outpatient x-rays:
In-network: $0 copay
Out-of-network: $0 copay

Hospital Services

Inpatient hospital coverage:
Tier 1
$0 per day for days 1-60
$0 per day for days 61-90
$0 per day for days 91-150
Outpatient hospital coverage:
In-network: $0 copay
Out-of-network: $0 copay

Rehabilitation Coverage

Occupational therapy services:
In-network: $0 copay
Out-of-network: $0 copay

Urgent Care Coverage

$0 copay

Skilled Nursing Facility (SNF)

Tier 1
$0 per day for days 1-20
$217 per day for days 21-100

Mental Health Coverage

Outpatient group therapy with a psychiatrist:
In-network: $0 copay
Out-of-network: $0 copay
Outpatient individual therapy with a psychiatrist:
In-network: $0 copay
Out-of-network: $0 copay
Outpatient group therapy visits:
In-network: $0 copay
Out-of-network: $0 copay
Outpatient individual therapy visit:
In-network: $0 copay
Out-of-network: $0 copay

Dental, Vision, Hearing Benefits

Dental Services

Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay

Vision Benefits

Routine eye exams:
In-network: $0 copay
Out-of-network: $0 copay
Contact Lenses:
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses:
In-network: $0 copay
Out-of-network: $0 copay

Hearing Benefits

Hearing exam:
In-network: $0 copay
Out-of-network: $0 copay
Fitting/evaluation:
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - prescription:
In-network: $399-$1800 copay
Out-of-network: $399-$1800 copay
Hearing aids - over the counter:
In-network: $399 copay
Out-of-network: $399 copay

Rx Drug Coverage - Preferred Retail Cost

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$20.00 copay (30-day supply)
$60.00 copay (90-day supply)

Tier 3: Preferred Brand

23% coinsurance (30-day supply)
23% coinsurance (90-day supply)

Tier 4: Non-Preferred Drug

25% coinsurance (30-day supply)
25% coinsurance (90-day supply)

Tier 5: Specialty Tier

25% coinsurance (30-day supply)

Rx Drug Coverage - Standard Retail Cost

Tier 1: Preferred Generic

$19.00 copay (30-day supply)
$57.00 copay (90-day supply)

Tier 2: Generic

$20.00 copay (30-day supply)
$60.00 copay (90-day supply)

Tier 3: Preferred Brand

23% coinsurance (30-day supply)
23% coinsurance (90-day supply)

Tier 4: Non-Preferred Drug

25% coinsurance (30-day supply)
25% coinsurance (90-day supply)

Tier 5: Specialty Tier

25% coinsurance (30-day supply)

Tier 1: Preferred Generic

$19.00 copay (30-day supply)
$57.00 copay (90-day supply)

Tier 2: Generic

$20.00 copay (30-day supply)
$60.00 copay (90-day supply)

Tier 3: Preferred Brand

23% coinsurance (30-day supply)
23% coinsurance (90-day supply)

Tier 4: Non-Preferred Drug

25% coinsurance (30-day supply)
25% coinsurance (90-day supply)

Tier 5: Specialty Tier

25% coinsurance (30-day supply)

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$20.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 3: Preferred Brand

23% coinsurance (30-day supply)
23% coinsurance (90-day supply)

Tier 4: Non-Preferred Drug

25% coinsurance (30-day supply)
25% coinsurance (90-day supply)

Tier 5: Specialty Tier

25% coinsurance (30-day supply)

Additional Added Benefits

Annual physical exams
Yes
Chiropractic Coverage
No
Acupuncture
No
Massage Therapy
No
Health Education
No
Counseling Services
No
Support for Caregivers of Enrollees
Yes
Personal Emergency Response System (PERS)
No
In-home support services
No
Home and bathroom safety devices
No
Meals for short duration
Yes

Plan Links

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Where This Plan is Available

Additional Plan Info

Plan Year:
2026
Insurance Company Website:
HealthSpring

Health Insurance Companies Offering Plans

Medicare Advantage and Part D plans and benefits offered by the following insurance companies:

  • Aetna Medicare
  • Anthem Blue Cross Blue Shield
  • Anthem Blue Cross
  • Anthem Blue Cross and Blue Shield
  • Aspire Health Plan
  • Baylor Scott & White Health Plan
  • Capital Blue Cross
  • Cigna Healthcare
  • Dean Health Plan
  • Devoted Health
  • Florida Blue Medicare
  • Freedom Health
  • GlobalHealth
  • Health Care Service Corporation
  • Healthy Blue
  • HealthSun
  • Humana
  • Molina Healthcare
  • Mutual of Omaha
  • Medica Central Health Plan
  • Optimum HealthCare
  • Premera Blue Cross
  • SCAN Health Plan
  • Simply
  • UnitedHealthcareⓇ
  • Wellcare
  • WellPoint