HealthSpring Courage (HMO)
Medicare Advantage Health Plan Details
Health insurance company offering plan: HealthSpring
- Dental
- Vision
- Hearing
General Plan Details
Additional Benefits
Doctor & Hospital Coverage
Out-of-network: $0 copay
Out-of-network: $50 copay
Out-of-network: $0 copay
Emergency Room
$130 copay
Ambulance Coverage
In-network: $270 copay
Out-of-network: $270 copay
Lab, X-Ray, Radiology Coverage
Diagnostic tests & procedures:
In-network: $0-$95 copay
Out-of-network: $0-$95 copay
Lab services:
In-network: $0-$50 copay
Out-of-network: $0-$50 copay
Diagnostic radiology services (e.g., CT, MRI, etc):
In-network: $0-$195 copay
Out-of-network: $0-$195 copay
Outpatient x-rays:
In-network: $0-$95 copay
Out-of-network: $0-$95 copay
Hospital Services
Inpatient hospital coverage:
Tier 1
$300 per day for days 1-7
$0 per day for days 8-90
$0 per stay
Outpatient hospital coverage:
In-network: $0-$300 copay
Out-of-network: $0-$300 copay
Rehabilitation Coverage
Occupational therapy services:
In-network: $45 copay
Out-of-network: $45 copay
Urgent Care Coverage
$130 copay
Skilled Nursing Facility (SNF)
Tier 1
$10 per day for days 1-20
$218 per day for days 21-60
$0 per day for days 61-100
Mental Health Coverage
Outpatient group therapy with a psychiatrist:
In-network: $50 copay
Out-of-network: $50 copay
Outpatient individual therapy with a psychiatrist:
In-network: $50 copay
Out-of-network: $50 copay
Outpatient group therapy visits:
In-network: $50 copay
Out-of-network: $50 copay
Outpatient individual therapy visit:
In-network: $50 copay
Out-of-network: $50 copay
Dental, Vision, Hearing Benefits
Dental Services
Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay
Vision Benefits
Routine eye exams:
In-network: $0 copay
Out-of-network: $0 copay
Contact Lenses:
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses:
In-network: $0 copay
Out-of-network: $0 copay
Hearing Benefits
Hearing exam:
In-network: $0 copay
Out-of-network: $0 copay
Fitting/evaluation:
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - prescription:
In-network: $399-$1800 copay
Out-of-network: $399-$1800 copay
Hearing aids - over the counter:
In-network: $399 copay
Out-of-network: $399 copay
Additional Added Benefits
Plan Links
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