Paramount Elite Preferred (PPO)
Health Insurance Company: Paramount Elite Medicare Plans
Medicare Advantage Plan Details
- Rx
- Dental
- Vision
- Hearing
General Plan Details
Additional Benefits
Doctor & Hospital Coverage
Out-of-network: $25 copay per visit
Out-of-network: 40% coinsurance per visit
Out-of-network: 10% coinsurance
Emergency Room
$90 copay per visit (always covered)
Ambulance Coverage
In-network: $295 copay
Out-of-network: $295 copay
Lab, X-Ray, Radiology Coverage
Outpatient diag procs/tests/lab services:
Medicare-covered diagnostic procedures/tests: In-network: $50 copay
Out-of-network: 10% coinsurance
Medicare-covered lab services: In-network: $0-10 copay
Out-of-network: 10% coinsurance
Outpatient diag/therapeutic rad services:
Medicare-covered diagnostic radiological services (e.g., CT, MRI, etc): In-network: $0-130 copay
Out-of-network: 10% coinsurance
Medicare-covered x-ray services: In-network: $50 copay
Out-of-network: 10% coinsurance
Outpatient Surgery Coverage
Outpatient hospital:
Medicare-covered outpatient hospital services: In-network: $0-275 copay per visit
Out-of-network: 10% coinsurance per visit
Hospitalization Coverage
Inpatient hospital-acute:
In-network: $360 per day for days 1 through 5
$0 per day for days 6 through 90
Out-of-network: 10% per day for days 1 and beyond
Inpatient hospital psychiatric:
In-network: $295 per day for days 1 through 5
$0 per day for days 6 through 90
Out-of-network: 10% per day for days 1 and beyond
Rehabilitation Coverage
Occupational therapy services:
In-network: $15 copay
Out-of-network: 10% coinsurance
Physical therapy and speech and language therapy services:
In-network: $15 copay
Out-of-network: 10% coinsurance
Urgent Care Coverage
$35 copay per visit (always covered)
Skilled Nursing Facility (SNF)
In-network: $0 per day for days 1 through 20
$188 per day for days 21 through 100
Out-of-network: 30% per day for days 1 through 100
Mental Health Coverage
Medicare-covered individual sessions: In-network: $30 copay
Out-of-network: $60 copay
Medicare-covered group sessions: In-network: $30 copay
Out-of-network: $60 copay
Dental, Vision, Hearing Benefits
Dental Services
Oral exams: In-network: $0 copay
Out-of-network: 30% coinsurance
Prophylaxis (cleaning): In-network: $0 copay
Out-of-network: 30% coinsurance
Dental x-rays: In-network: $0 copay
Out-of-network: 30% coinsurance
Vision Benefits
Eye exams:
Routine eye exams: In-network: $0 copay
Out-of-network: $30 copay
Eyewear:
Contact Lenses: In-network: $0 copay
Out-of-network: $200 copay
Eyeglasses: In-network: $0 copay
Out-of-network: $200 copay
Hearing Benefits
Hearing exams:
Routine hearing exams: In-network: $0-30 copay
Out-of-network: $0 copay or 10% coinsurance
Hearing aids:
Hearing aids (all types): In-network: $0 copay
Out-of-network: $0 copay or 10% coinsurance
Rx Drug Coverage - Standard Retail Cost
Tier 1: Preferred Generic
$0.00 copay (30-day supply)
$0.00 copay (90-day supply)
Tier 2: Generic
$0.00 copay (30-day supply)
$0.00 copay (90-day supply)
Tier 3: Preferred Brand
$45.00 copay (30-day supply)
$135.00 copay (90-day supply)
Tier 4: Non-Preferred Drug
$100.00 copay (30-day supply)
$300.00 copay (90-day supply)
Tier 5: Specialty Tier
33% coinsurance (30-day supply)
Plan Links
Ready to Enroll Online?
Or call and get free advice from licensed insurance agents