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Oct 15th - Dec 7th
Oct 15th - Dec 7th
Enroll for 2026 coverage

Provider Partners North Carolina Essential Plan (HMO I-SNP)

Medicare Advantage Health Plan Details

Institutional Special Needs Plans (I-SNP)

Health insurance company offering plan: Provider Partners Health Plans

Provider Partners Health Plans
$36 /mo
monthly premium
Provider Partners North Carolina Essential Plan (HMO I-SNP)
Additional Coverage
Overall Star Rating (2026)
  • Rx
  • Dental
  • Vision
  • Hearing
(coming soon)

General Plan Details

Medical Deductible
$0
Out-of-Pocket Maximum
$9250
Rx Drug Coverage
Yes
Rx Deductible
$615
Primary Doctor Office Visit
20% coinsurance
Specialist Office Visit
20% coinsurance

Additional Benefits

Dental Coverage
Yes
Vision Coverage
Yes
Mental Health Coverage
Yes
Transportation for non-emergency
No
Fitness Benefits
No
Worldwide emergency
No
Telehealth
Yes
Part B Premium Reduction
Yes $1 annually

Doctor & Hospital Coverage

Primary Doctor Office Visit
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Specialist Office Visit
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Periodic Exam Coverage
In-network: $0 copay
Out-of-network: $0 copay

Emergency Room

20% coinsurance

Ambulance Coverage

In-network: 20% coinsurance
Out-of-network: 20% coinsurance

Lab, X-Ray, Radiology Coverage

Diagnostic tests & procedures:
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Lab services:
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Diagnostic radiology services (e.g., CT, MRI, etc):
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Outpatient x-rays:
In-network: 20% coinsurance
Out-of-network: 20% coinsurance

Hospital Services

Inpatient hospital coverage:
Tier 1
$0 per day for days 1-60
$434 per day for days 61-90
$868 per day for days 91-150
Outpatient hospital coverage:
In-network: 20% coinsurance
Out-of-network: 20% coinsurance

Rehabilitation Coverage

Occupational therapy services:
In-network: 20% coinsurance
Out-of-network: 20% coinsurance

Urgent Care Coverage

20% coinsurance

Skilled Nursing Facility (SNF)

Tier 1
$0 per day for days 1-20
$217 per day for days 21-100

Mental Health Coverage

Outpatient group therapy with a psychiatrist:
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Outpatient individual therapy with a psychiatrist:
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Outpatient group therapy visits:
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Outpatient individual therapy visit:
In-network: 20% coinsurance
Out-of-network: 20% coinsurance

Dental, Vision, Hearing Benefits

Dental Services

Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay

Vision Benefits

Routine eye exams:
In-network: $0 copay
Out-of-network: $0 copay
Contact Lenses:
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses:

Hearing Benefits

Hearing exam:
In-network: $0 copay
Out-of-network: $0 copay
Fitting/evaluation:
In-network: $0 copay
Out-of-network: $0 copay

Additional Added Benefits

Annual physical exams
Yes
Chiropractic Coverage
No
Acupuncture
No
Massage Therapy
No
Health Education
No
Counseling Services
No
Support for Caregivers of Enrollees
No
Personal Emergency Response System (PERS)
No
In-home support services
No
Home and bathroom safety devices
No
Meals for short duration
No

Plan Links

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Where This Plan is Available

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Additional Plan Info

Plan Year:
2026
Insurance Company Website:
Provider Partners Health Plans

Health Insurance Companies Offering Plans

Medicare Advantage and Part D plans and benefits offered by the following insurance companies:

  • Aetna Medicare
  • Anthem Blue Cross Blue Shield
  • Anthem Blue Cross
  • Anthem Blue Cross and Blue Shield
  • Aspire Health Plan
  • Baylor Scott & White Health Plan
  • Capital Blue Cross
  • Cigna Healthcare
  • Dean Health Plan
  • Devoted Health
  • Florida Blue Medicare
  • Freedom Health
  • GlobalHealth
  • Health Care Service Corporation
  • Healthy Blue
  • HealthSun
  • Humana
  • Molina Healthcare
  • Mutual of Omaha
  • Medica Central Health Plan
  • Optimum HealthCare
  • Premera Blue Cross
  • SCAN Health Plan
  • Simply
  • UnitedHealthcareⓇ
  • Wellcare
  • WellPoint