Sharp Direct Advantage Platinum Card (HMO)
Health Insurance Company: Sharp Health Plan
Medicare Advantage Plan Details
- Rx
- Dental
- Vision
- Hearing
General Plan Details
Additional Benefits
Doctor & Hospital Coverage
Emergency Room
$90 copay per visit (always covered)
Ambulance Coverage
$250 copay
Lab, X-Ray, Radiology Coverage
Outpatient diag procs/tests/lab services:
Medicare-covered diagnostic procedures/tests: 15% coinsurance
Medicare-covered lab services: $0 copay
Outpatient diag/therapeutic rad services:
Medicare-covered diagnostic radiological services (e.g., CT, MRI, etc): 0-15% coinsurance
Medicare-covered x-ray services: $0 copay
Outpatient Surgery Coverage
Outpatient hospital:
Medicare-covered outpatient hospital services: $20-175 copay per visit
Hospitalization Coverage
Inpatient hospital-acute:
$150 per day for days 1 through 8
$0 per day for days 9 through 90
Inpatient hospital psychiatric:
$150 per day for days 1 through 7
$0 per day for days 8 through 90
Rehabilitation Coverage
Occupational therapy services:
$30 copay
Physical therapy and speech and language therapy services:
$30 copay
Urgent Care Coverage
$30 copay per visit (always covered)
Skilled Nursing Facility (SNF)
$0 per day for days 1 through 20
$125 per day for days 21 through 41
$0 per day for days 42 through 100
Mental Health Coverage
Medicare-covered individual sessions: $20 copay
Medicare-covered group sessions: $20 copay
Dental, Vision, Hearing Benefits
Dental Services
Oral exams:
In-network: $0-$5 copay
Out-of-network: $0-$5 copay
Prophylaxis (cleaning):
In-network: $15 copay
Out-of-network: $15 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay
Vision Benefits
Eye exams:
Routine eye exams: $0 copay
Eyewear:
Contact Lenses: $0 copay
Eyeglasses: $0 copay
Hearing Benefits
Hearing exams:
Routine hearing exams: $5 copay
Hearing aids:
Hearing aids (all types): $0 copay
Rx Drug Coverage - Standard Retail Cost
Tier 1: Preferred Generic
$2.00 copay (30-day supply)
$6.00 copay (90-day supply)
Tier 2: Generic
$5.00 copay (30-day supply)
$15.00 copay (90-day supply)
Tier 3: Preferred Brand
$40.00 copay (30-day supply)
$120.00 copay (90-day supply)
Tier 4: Non-Preferred Drug
$90.00 copay (30-day supply)
$270.00 copay (90-day supply)
Tier 5: Specialty Tier
33% coinsurance (30-day supply)
Rx Drug Coverage - Standard Mail Order Cost
Tier 1: Preferred Generic
$0.00 copay (30-day supply)
$0.00 copay (90-day supply)
Tier 2: Generic
$0.00 copay (30-day supply)
$0.00 copay (90-day supply)
Tier 3: Preferred Brand
$40.00 copay (30-day supply)
$80.00 copay (90-day supply)
Tier 4: Non-Preferred Drug
$90.00 copay (30-day supply)
$180.00 copay (90-day supply)
Tier 5: Specialty Tier
33% coinsurance (30-day supply)
More Additional Benefits
Plan Links
Ready to Enroll Online?
Or call and get free advice from licensed insurance agents
Looking for other plans in your area?