UnitedHealthcareⓇ California Medicare Advantage Plans

Medicare Advantage plans can have different monthly premiums, doctor networks, prescription drug coverage, and additional benefits can vary by plan as well. We recommend using our online tools or speaking with a licensed insurance agent to compare options available in your area and to help you find a health plan which best meets your needs. When comparing options, many people ask whether their favorite doctor accepts a particular plan or whether their prescription drugs are covered.

Advantages

• Bundle Part A, Part B, and usually Part D into one plan
• Can include additional benefits such as prescription drugs, dental, vision, or hearing coverage
• Offered by private health insurance companies approved by the government
• Plans have low or $0 monthly premiums (in addition to your Part B premium)
• Medicare Advantage plans typically place a ceiling limit on your out-of-pocket costs

Disadvantages

• Medicare Advantage plans may have narrower doctor networks. Not all doctors may accept a particular plan

The main difference between Medicare Advantage plans and Medicare Supplement insurance plans is that Medicare Advantage plans an alternative to Original Medicare and include Original Medicare coverage under one plan, while Medicare Supplement insurance plans are a supplement to Original Medicare coverage to help pay your share of out-of-pocket costs. Medicare Advantage plans can also include additional benefits such as dental, vision, hearing, or prescription drug coverage. Medicare Supplement insurance plans do not typically cover prescription drugs, dental, vision, or other benefits.

You are not allowed to be enrolled in both a Medicare Advantage plan and Medicare Supplement insurance plan at the same time.

Enter your location information to quote and compare a list of Medicare Advantage plans available in your area. Our site may not include every plan available in the market. To see a complete list of plans please visit medicare.gov.

Medicare Advantage plans have monthly premiums which can vary and are set by the insurance company offering the plan. Medicare Advantage plans can start as low as $0 premium per month. These no cost options are available because Medicare Advantage plans bundle Original Medicare Part A and B within the plan. When enrolling in a Medicare Advantage plan you are still required to pay your Part B premium amount. Once a Medicare Advantage plan's monthly premium is set, it must be sold at that market price, regardless of which broker or licensed insurance agent helps you enroll.