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Oct 15th - Dec 7th
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AARP Medicare Advantage Patriot No Rx NC-MA01 (PPO)

Medicare Advantage Health Plan Details

Health insurance company offering plan: UnitedHealthcareⓇ

UnitedHealthcareⓇ
$0 /mo
monthly premium
AARP Medicare Advantage Patriot No Rx NC-MA01 (PPO)
Additional Coverage
Overall Star Rating (2026)
  • Dental
  • Vision
  • Hearing
4.5
out of 5 stars

General Plan Details

Medical Deductible
$0
Out-of-Pocket Maximum
$8900
Rx Drug Coverage
No
Rx Deductible
$0
Primary Doctor Office Visit
$0 copay
Specialist Office Visit
$0-$55 copay

Additional Benefits

Dental Coverage
Yes
Vision Coverage
Yes
Mental Health Coverage
Yes
Transportation for non-emergency
No
Fitness Benefits
Yes
Worldwide emergency
Yes
Telehealth
Yes
Part B Premium Reduction
Yes $75 annually

Doctor & Hospital Coverage

Primary Doctor Office Visit
In-network: $0 copay
Out-of-network: $20 copay
Specialist Office Visit
In-network: $0-$55 copay
Out-of-network: $75 copay
Periodic Exam Coverage
In-network: $0 copay
Out-of-network: 0%-40% coinsurance

Emergency Room

$115 copay

Ambulance Coverage

In-network: $290 copay
Out-of-network: $290 copay

Lab, X-Ray, Radiology Coverage

Diagnostic tests & procedures:
In-network: $50 copay
Out-of-network: 40% coinsurance
Lab services:
In-network: $0 copay
Out-of-network: $0 copay
Diagnostic radiology services (e.g., CT, MRI, etc):
In-network: $0-$260 copay
Out-of-network: 40% coinsurance
Outpatient x-rays:
In-network: $30 copay
Out-of-network: $50 copay

Hospital Services

Inpatient hospital coverage:
In-network:
  Tier 1
  $475 per day for days 1-5
  $0 per day for days 6-90
  $0 per stay
Out-of-network:
  $575 per day for days 1-25
  $0 per day for days 26-999
  $0 per stay
Outpatient hospital coverage:
In-network: $0-$475 copay
Out-of-network: 40% coinsurance

Rehabilitation Coverage

Occupational therapy services:
In-network: $35 copay
Out-of-network: $75 copay

Urgent Care Coverage

$115 copay

Skilled Nursing Facility (SNF)

In-network:
  Tier 1
  $0 per day for days 1-20
  $218 per day for days 21-100
Out-of-network:
  $250 per day for days 1-100
  $0 per stay

Mental Health Coverage

Outpatient group therapy with a psychiatrist:
In-network: $15 copay
Out-of-network: $30 copay
Outpatient individual therapy with a psychiatrist:
In-network: $0-$25 copay
Out-of-network: $40 copay
Outpatient group therapy visits:
In-network: $15 copay
Out-of-network: $30 copay
Outpatient individual therapy visit:
In-network: $0-$25 copay
Out-of-network: $40 copay

Dental, Vision, Hearing Benefits

Dental Services

Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay

Vision Benefits

Routine eye exams:
In-network: $0 copay
Out-of-network: $75 copay
Contact Lenses:
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses:

Hearing Benefits

Hearing exam:
In-network: $0 copay
Out-of-network: $75 copay
Hearing aids - prescription:
In-network: $199-$1249 copay
Out-of-network: $199-$1249 copay
Hearing aids - over the counter:
In-network: $199-$829 copay
Out-of-network: $199-$829 copay

Additional Added Benefits

Annual physical exams
Yes
Chiropractic Coverage
No
Acupuncture
No
Massage Therapy
No
Health Education
No
Counseling Services
No
Support for Caregivers of Enrollees
No
Personal Emergency Response System (PERS)
No
In-home support services
No
Home and bathroom safety devices
No
Meals for short duration
Yes

Plan Links

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Where This Plan is Available

Additional Plan Info

Plan Year:
2026
Insurance Company Website:
UnitedHealthcareⓇ

Health Insurance Companies Offering Plans

Medicare Advantage and Part D plans and benefits offered by the following insurance companies:

  • Aetna Medicare
  • Anthem Blue Cross Blue Shield
  • Anthem Blue Cross
  • Anthem Blue Cross and Blue Shield
  • Aspire Health Plan
  • Baylor Scott & White Health Plan
  • Capital Blue Cross
  • Cigna Healthcare
  • Dean Health Plan
  • Devoted Health
  • Florida Blue Medicare
  • Freedom Health
  • GlobalHealth
  • Health Care Service Corporation
  • Healthy Blue
  • HealthSun
  • Humana
  • Molina Healthcare
  • Mutual of Omaha
  • Medica Central Health Plan
  • Optimum HealthCare
  • Premera Blue Cross
  • SCAN Health Plan
  • Simply
  • UnitedHealthcareⓇ
  • Wellcare
  • WellPoint