AARP Medicare Advantage from UHC NC-0004 (PPO)
Medicare Advantage Health Plan Details
Health insurance company offering plan: UnitedHealthcareⓇ
- Rx
- Dental
- Vision
- Hearing
General Plan Details
Additional Benefits
Doctor & Hospital Coverage
Out-of-network: $20 copay
Out-of-network: $70 copay
Out-of-network: 0%-40% coinsurance
Emergency Room
$130 copay
Ambulance Coverage
In-network: $290 copay
Out-of-network: $290 copay
Lab, X-Ray, Radiology Coverage
Diagnostic tests & procedures:
In-network: $50 copay
Out-of-network: 40% coinsurance
Lab services:
In-network: $0 copay
Out-of-network: $0 copay
Diagnostic radiology services (e.g., CT, MRI, etc):
In-network: $0-$190 copay
Out-of-network: 40% coinsurance
Outpatient x-rays:
In-network: $25 copay
Out-of-network: $50 copay
Hospital Services
Inpatient hospital coverage:
In-network:
Tier 1
$425 per day for days 1-5
$0 per day for days 6-90
$0 per stay
Out-of-network:
$540 per day for days 1-19
$0 per day for days 20-999
$0 per stay
Outpatient hospital coverage:
In-network: $0-$425 copay
Out-of-network: 40% coinsurance
Rehabilitation Coverage
Occupational therapy services:
In-network: $20 copay
Out-of-network: $70 copay
Urgent Care Coverage
$130 copay
Skilled Nursing Facility (SNF)
In-network:
Tier 1
$0 per day for days 1-20
$218 per day for days 21-100
Out-of-network:
$250 per day for days 1-100
$0 per stay
Mental Health Coverage
Outpatient group therapy with a psychiatrist:
In-network: $15 copay
Out-of-network: $30 copay
Outpatient individual therapy with a psychiatrist:
In-network: $0-$25 copay
Out-of-network: $40 copay
Outpatient group therapy visits:
In-network: $15 copay
Out-of-network: $30 copay
Outpatient individual therapy visit:
In-network: $0-$25 copay
Out-of-network: $40 copay
Dental, Vision, Hearing Benefits
Dental Services
Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay
Vision Benefits
Routine eye exams:
In-network: $0 copay
Out-of-network: $70 copay
Contact Lenses:
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses:
Hearing Benefits
Hearing exam:
In-network: $0 copay
Out-of-network: $70 copay
Hearing aids - prescription:
In-network: $199-$1249 copay
Out-of-network: $199-$1249 copay
Hearing aids - over the counter:
In-network: $199-$829 copay
Out-of-network: $199-$829 copay
Rx Drug Coverage - Standard Retail Cost
Tier 1: Preferred Generic
$0.00 copay (30-day supply)
$0.00 copay (90-day supply)
Tier 2: Generic
$8.00 copay (30-day supply)
$24.00 copay (90-day supply)
Tier 3: Preferred Brand
18% coinsurance (30-day supply)
18% coinsurance (90-day supply)
Tier 4: Non-Preferred Drug
39% coinsurance (30-day supply)
Tier 5: Specialty Tier
28% coinsurance (30-day supply)
Rx Drug Coverage - Standard Mail Order Cost
Tier 1: Preferred Generic
$0.00 copay (90-day supply)
Tier 2: Generic
$24.00 copay (90-day supply)
Tier 3: Preferred Brand
18% coinsurance (90-day supply)
Tier 4: Non-Preferred Drug
39% coinsurance (30-day supply)
Tier 5: Specialty Tier
28% coinsurance (30-day supply)
Rx Drug Coverage - Preferred Mail Order Cost
Tier 1: Preferred Generic
$0.00 copay (90-day supply)
Tier 2: Generic
$0.00 copay (90-day supply)
Tier 3: Preferred Brand
18% coinsurance (90-day supply)
Tier 4: Non-Preferred Drug
39% coinsurance (30-day supply)
Tier 5: Specialty Tier
28% coinsurance (30-day supply)
Additional Added Benefits
Plan Links
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