UnitedHealthcareⓇ New York Medicare Advantage Plans

• Bundle Part A, Part B, and usually Part D into one plan
• Can include additional benefits such as prescription drugs, dental, vision, or hearing coverage
• Offered by private health insurance companies approved by the government
• Plans have low or $0 monthly premiums (in addition to your Part B premium)
• Medicare Advantage plans typically place a ceiling limit on your out-of-pocket costs

• Medicare Advantage plans may have narrower doctor networks. Not all doctors may accept a particular plan

The main difference between Medicare Advantage plans and Medicare Supplement insurance plans is that Medicare Advantage plans an alternative to Original Medicare and include Original Medicare coverage under one plan, while Medicare Supplement insurance plans are a supplement to Original Medicare coverage to help pay your share of out-of-pocket costs. Medicare Advantage plans can also include additional benefits such as dental, vision, hearing, or prescription drug coverage. Medicare Supplement insurance plans do not typically cover prescription drugs, dental, vision, or other benefits.