On Medicare? Annual Open Enrollment Is Now
Oct 15th - Dec 7th
Oct 15th - Dec 7th
Enroll for 2026 coverage

Alignment Health Heart & Diabetes Care (HMO C-SNP)

Medicare Advantage Health Plan Details

Chronic Condition (C-SNP)

Health insurance company offering plan: Alignment Health Plan

Alignment Health Plan
$0 /mo
monthly premium
Alignment Health Heart & Diabetes Care (HMO C-SNP)
Additional Coverage
Overall Star Rating (2026)
  • Rx
  • Dental
  • Vision
  • Hearing
5
out of 5 stars

General Plan Details

Medical Deductible
$0
Out-of-Pocket Maximum
$3400
Rx Drug Coverage
Yes
Rx Deductible
$250
Primary Doctor Office Visit
$0 copay
Specialist Office Visit
$15 copay

Additional Benefits

Dental Coverage
Yes
Vision Coverage
Yes
Mental Health Coverage
Yes
Transportation for non-emergency
Yes
Fitness Benefits
Yes
Worldwide emergency
Yes
Telehealth
Yes
Part B Premium Reduction
No

Doctor & Hospital Coverage

Primary Doctor Office Visit
In-network: $0 copay
Out-of-network: $0 copay
Specialist Office Visit
In-network: $15 copay
Out-of-network: $15 copay
Periodic Exam Coverage
In-network: $0 copay
Out-of-network: $0 copay

Emergency Room

$120 copay

Ambulance Coverage

In-network: $150 copay
Out-of-network: $150 copay

Lab, X-Ray, Radiology Coverage

Diagnostic tests & procedures:
In-network: $0 copay
Out-of-network: $0 copay
Lab services:
In-network: $0 copay
Out-of-network: $0 copay
Diagnostic radiology services (e.g., CT, MRI, etc):
In-network: $0 copay
Out-of-network: $0 copay
Outpatient x-rays:
In-network: $0 copay
Out-of-network: $0 copay

Hospital Services

Inpatient hospital coverage:
Tier 1
$375 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Outpatient hospital coverage:
In-network: $350 copay
Out-of-network: $350 copay

Rehabilitation Coverage

Occupational therapy services:
In-network: $0 copay
Out-of-network: $0 copay

Urgent Care Coverage

$120 copay

Skilled Nursing Facility (SNF)

Tier 1
$0 per day for days 1-4
$178 per day for days 21-100
$20 per day for days 5-20

Mental Health Coverage

Outpatient group therapy with a psychiatrist:
In-network: $0 copay
Out-of-network: $0 copay
Outpatient individual therapy with a psychiatrist:
In-network: $0 copay
Out-of-network: $0 copay
Outpatient group therapy visits:
In-network: $0 copay
Out-of-network: $0 copay
Outpatient individual therapy visit:
In-network: $0 copay
Out-of-network: $0 copay

Dental, Vision, Hearing Benefits

Dental Services

Oral exams:
In-network: $0 copay
Out-of-network: $0 copay
Prophylaxis (cleaning):
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays:
In-network: $0 copay
Out-of-network: $0 copay

Vision Benefits

Routine eye exams:
In-network: $0 copay
Out-of-network: $0 copay
Contact Lenses:
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses:
In-network: $0 copay
Out-of-network: $0 copay

Hearing Benefits

Hearing exam:
In-network: $0 copay
Out-of-network: $0 copay
Fitting/evaluation:
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - prescription:
In-network: $195-$1750 copay
Out-of-network: $195-$1750 copay

Rx Drug Coverage - Standard Retail Cost

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 3: Preferred Brand

$30.00 copay (30-day supply)
$90.00 copay (90-day supply)

Tier 4: Non-Preferred Drug

40% coinsurance (30-day supply)
40% coinsurance (90-day supply)

Tier 5: Specialty Tier

25% coinsurance (30-day supply)

Tier 1: Preferred Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 2: Generic

$0.00 copay (30-day supply)
$0.00 copay (90-day supply)

Tier 3: Preferred Brand

$30.00 copay (30-day supply)
$75.00 copay (90-day supply)

Tier 4: Non-Preferred Drug

40% coinsurance (30-day supply)
40% coinsurance (90-day supply)

Tier 5: Specialty Tier

25% coinsurance (30-day supply)

Additional Added Benefits

Annual physical exams
Yes
Chiropractic Coverage
Yes
Acupuncture
Yes
Massage Therapy
No
Health Education
No
Counseling Services
No
Support for Caregivers of Enrollees
Yes
Personal Emergency Response System (PERS)
Yes
In-home support services
Yes
Home and bathroom safety devices
No
Meals for short duration
Yes

Plan Links

Ready to Enroll Online?

Or call and get free advice from licensed insurance agents

TTY 711
Mon-Fri: 8am-10pm, Sat-Sun: 8am-9pm ET
No Obligation to Enroll

Looking for other plans in your area?

Where This Plan is Available

View all plans in your North Carolina County

Additional Plan Info

Plan Year:
2026
Insurance Company Website:
Alignment Health Plan

Health Insurance Companies Offering Plans

Medicare Advantage and Part D plans and benefits offered by the following insurance companies:

  • Aetna Medicare
  • Anthem Blue Cross Blue Shield
  • Anthem Blue Cross
  • Anthem Blue Cross and Blue Shield
  • Aspire Health Plan
  • Baylor Scott & White Health Plan
  • Capital Blue Cross
  • Cigna Healthcare
  • Dean Health Plan
  • Devoted Health
  • Florida Blue Medicare
  • Freedom Health
  • GlobalHealth
  • Health Care Service Corporation
  • Healthy Blue
  • HealthSun
  • Humana
  • Molina Healthcare
  • Mutual of Omaha
  • Medica Central Health Plan
  • Optimum HealthCare
  • Premera Blue Cross
  • SCAN Health Plan
  • Simply
  • UnitedHealthcareⓇ
  • Wellcare
  • WellPoint